:root{
  --navy:#041b35;
  --navy2:#062b52;
  --blue:#0655a6;
  --blue2:#0f75bd;
  --gold:#d8a449;
  --green:#25d366;
  --text:#0d2342;
  --muted:#66758c;
  --soft:#f4f9ff;
  --soft2:#eef6ff;
  --white:#ffffff;
  --line:rgba(13,35,66,.12);
  --shadow:0 24px 70px rgba(4,27,53,.15);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.top-strip{background:linear-gradient(90deg,var(--navy),#073767);color:#fff;font-size:14px;font-weight:800}
.strip-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:10px 0}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:92px;display:flex;align-items:center;justify-content:space-between}
.brand img{height:62px;max-width:315px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:900;text-transform:uppercase;color:var(--navy)}
.nav-links a:not(.btn):hover{color:var(--blue2)}
.menu-btn{display:none;background:transparent;border:0;font-size:30px;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:15px 22px;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;font-weight:900;box-shadow:0 14px 30px rgba(6,85,166,.22);cursor:pointer;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.btn-small{padding:12px 16px}
.btn-outline{background:#fff;color:var(--navy);border:1px solid rgba(4,27,53,.22);box-shadow:none}
.btn-gold{background:linear-gradient(135deg,#e6b85f,var(--gold));color:var(--navy)}
.full{width:100%}
.hero{position:relative;overflow:hidden;background:linear-gradient(100deg,#fff 0%,#f3f9ff 44%,#dbeeff 100%);padding:72px 0 36px}
.hero:before{content:"";position:absolute;right:-170px;top:-170px;width:460px;height:460px;border-radius:50%;background:rgba(15,117,189,.12)}
.hero:after{content:"";position:absolute;left:-70px;bottom:-120px;width:55%;height:220px;border-radius:50%;background:white}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.02fr .98fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 13px;border-radius:999px;background:#e7f3ff;color:var(--blue);font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.04em}
.eyebrow.light{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.15)}
h1,h2,h3{margin:0;color:var(--navy);letter-spacing:-.04em}
h1{font-size:clamp(40px,5.8vw,70px);line-height:.96;margin-top:18px}
h2{font-size:clamp(30px,4vw,46px);line-height:1.06;margin-top:14px}
h3{font-size:22px}
p{color:var(--muted);line-height:1.72}
.hero-copy p{font-size:18px;max-width:650px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 24px}
.proof-line{display:flex;gap:11px;flex-wrap:wrap;font-size:14px;font-weight:900;color:var(--navy)}
.proof-line span{background:rgba(255,255,255,.76);border:1px solid var(--line);padding:9px 11px;border-radius:999px}
.hero-visual{position:relative}
.hero-visual img{width:100%;border-radius:34px;box-shadow:var(--shadow);object-fit:cover;max-height:580px}
.hero-badge{position:absolute;left:-30px;bottom:26px;max-width:340px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:22px;border-radius:24px;box-shadow:var(--shadow)}
.hero-badge strong{display:block;font-size:18px}
.hero-badge span{display:block;color:rgba(255,255,255,.78);line-height:1.55;margin-top:6px}
.confidence{background:var(--navy);color:#fff;padding:30px 0}
.confidence-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.confidence strong{display:block;font-size:30px}
.confidence span{color:rgba(255,255,255,.72)}
.section{padding:86px 0}
.section-head{text-align:center;max-width:820px;margin:0 auto 42px}
.section-head p{font-size:17px}
.insurer-section{background:#fff}
.logos-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}
.logo-card{height:84px;border:1px solid var(--line);border-radius:15px;background:#fff;display:flex;align-items:center;justify-content:center;text-align:center;padding:12px;box-shadow:0 10px 30px rgba(4,27,53,.06)}
.logo-card img{max-height:58px;object-fit:contain}
.logo-text{font-weight:900;font-size:21px;line-height:1;color:#0b3470}
.logo-text small{font-size:11px;letter-spacing:.08em;text-transform:uppercase}
.bradesco{color:#e30613}.sulamerica{color:#1a4b95}.porto{color:#0085ca}.allianz{color:#003781}.hdi{color:#007a3d}.yelum{color:#ff9f00}.unimed{color:#00995d}.amil{color:#5a29e4}.tokio{color:#236c42}.suhai{color:#23573b}.medsenior{color:#178a42}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card,.about-card,.review-card,.quote-form,details,.seo-card,.city-card{border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:0 16px 46px rgba(4,27,53,.08)}
.card{padding:28px;transition:.2s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.icon{width:55px;height:55px;border-radius:18px;background:#eaf4ff;color:var(--blue);display:grid;place-items:center;font-size:27px;margin-bottom:18px}
.about{background:var(--soft)}
.about-grid{display:grid;grid-template-columns:1fr .78fr;gap:48px;align-items:center}
.check-list{padding:0;list-style:none;display:grid;gap:12px;font-weight:900}
.check-list li:before{content:"✓ ";color:var(--blue2)}
.about-card{padding:32px}
.about-card img{max-width:290px;background:#fff;border-radius:14px;margin-bottom:22px}
.local-seo{background:#fff}
.local-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:28px;align-items:start}
.city-card{padding:30px}
.city-tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.city-tags span{background:var(--soft2);color:var(--navy);border:1px solid var(--line);border-radius:999px;padding:9px 12px;font-weight:800;font-size:14px}
.seo-card{padding:30px;background:linear-gradient(135deg,#fff,#f7fbff)}
.seo-list{display:grid;gap:14px;margin-top:18px}
.seo-list div{padding-left:18px;border-left:4px solid var(--gold)}
.reviews{background:var(--soft)}
.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.review-card{padding:28px}
.stars{color:var(--gold);font-size:22px;letter-spacing:2px;margin-bottom:12px}
.center{text-align:center;margin-top:28px}
.quote-section{background:linear-gradient(135deg,var(--navy),#073767);color:#fff}
.quote-section h2,.quote-section p{color:#fff}
.quote-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:46px;align-items:start}
.quote-form{padding:30px;display:grid;gap:16px}
label{display:grid;gap:8px;color:var(--navy);font-weight:900}
input,select,textarea{border:1px solid var(--line);border-radius:14px;padding:15px 16px;font:inherit;outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--blue2);box-shadow:0 0 0 4px rgba(15,117,189,.12)}
.quote-form small{color:var(--muted)}
.faq{background:#fff}
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
details{padding:22px}
summary{cursor:pointer;font-weight:900;color:var(--navy)}
.page-hero{background:linear-gradient(135deg,var(--navy),#073767);padding:82px 0;color:#fff}
.page-hero h1,.page-hero p{color:#fff}
.page-content{padding:70px 0}
.content-grid{display:grid;grid-template-columns:1fr .36fr;gap:34px}
.content-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:34px;box-shadow:0 16px 46px rgba(4,27,53,.08)}
.sidebar{position:sticky;top:120px;align-self:start;background:var(--soft);border:1px solid var(--line);border-radius:24px;padding:24px}
.sidebar .btn{width:100%;margin-top:14px}
.footer{background:var(--navy);color:#fff;padding:48px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}
.footer img{max-width:270px;background:#fff;border-radius:12px;padding:8px;margin-bottom:14px}
.footer p,.footer a{display:block;color:rgba(255,255,255,.75);line-height:1.85}
.copyright{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:20px;color:rgba(255,255,255,.65);font-size:14px}
.whatsapp-float{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:white;font-size:26px;font-weight:900;box-shadow:0 16px 34px rgba(0,0,0,.2);z-index:60}
@media(max-width:960px){
  .strip-inner{justify-content:center}
  .menu-btn{display:block}
  .nav-links{position:absolute;top:92px;left:20px;right:20px;display:none;flex-direction:column;align-items:stretch;background:#fff;padding:22px;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
  .brand img{height:52px;max-width:250px}
  .hero-grid,.about-grid,.quote-grid,.local-grid,.content-grid{grid-template-columns:1fr}
  .hero-badge{position:static;margin-top:-50px;margin-left:20px}
  .confidence-grid,.cards,.review-grid,.faq-grid{grid-template-columns:1fr}
  .logos-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .section{padding:64px 0}
}